InCol Intelligence brings loan-level data together with credit, collateral, climate, valuation and other third-party information in a single analytics platform.
Analyse every loan, assess changing risks, interrogate the portfolio with Riva AI and produce explainable, auditable intelligence for management, Boards, regulators, funders, investors and capital markets.
Financial institutions already have the data. The challenge is making it usable.
Critical loan, credit and collateral information is often fragmented across origination and servicing systems, regulatory returns, spreadsheets and external providers.
Bringing that information together, validating it and turning it into usable intelligence can be slow, costly and operationally complex, making it harder to maintain a consistent view of the portfolio across risk, finance, treasury, regulatory reporting and capital markets.
From fragmented data to trusted intelligence.
Validate. Enrich. Analyse. Interrogate. Explain.
InCol Intelligence turns existing loan-level data into intelligence that can be interrogated, traced and explained.
One data foundation. Multiple decisions.
One platform. Multiple institutional use cases.
InCol Intelligence is a proprietary, cloud-native, loan-level analytics platform built for banks, building societies, mortgage and SME lenders, investors, funders and capital markets participants.
It validates and consolidates existing loan-level data and enriches it with relevant independent third-party information, creating a single analytical view across credit, collateral, climate, valuation, regulatory, funding and capital considerations.
From portfolio intelligence and data quality to climate and regulatory analysis, valuations, funding, securitisation, Significant Risk Transfer and automated reporting, different stakeholders can work from the same validated loan-level foundation.
Riva AI adds a natural-language interface, allowing authorised users to interrogate the portfolio, investigate exceptions and concentrations, and move from a high-level question to the underlying loan-level evidence.
Trusted technology. Proven in financial services.
See what your existing data can already tell you.
InCol Intelligence turns existing loan-level data into trusted intelligence that can be validated, interrogated, explained and used across risk, regulation, funding and capital.